Intelligent Delinquency Prediction

Princeton Blue’s Intelligent Delinquency Prediction (IDP) leverages machine learning in concert with Appian to pick-up early signs of financial distress (before the loan borrowers become delinquent), so that you may take the necessary proactive steps to avert the potential loan delinquency.

Key Functionality and Features
  • Machine Learning model trained using historical data
  • Periodic review of risk for all customers
  • Identification of delinquency risk using machine learning
  • Customization of the delinquency process for review and action by the risk team
  • Ability to override risk prediction that is driven by business rules
  • Dashboards for in-depth visibility of delinquincy risk