[id=18, request_id=1198, requestType=TestRequestType, clientName=TestClientName, uniqueIdentifier=TestUniqueIdentifier, product=TestProduct, clientType=, rmNumber=TestRMNumber, requestStatus=Collect  (partha Sendha), createdDate=, lastModifiedUser=TestLastModifiedUser, createdBy=TestCreatedBy, userBranchCode=, pendingWith=, closedDate=, rejectedReasonCode=, requestor=, KYCDetails=[id=18, customerId=, customerName=, relationshipName=, businessName=Agriculture, taxId=111, relationshipCostCenter=, relationshipManager=, uniqueIdentifier=, lastKycKya=, rmOfficerCode=, rmSysId=555, dba=, webSite=, group=, costCenterNumber=, costCenterName=, kycStatus=Completed, legalAddress=[id=16, lineOne=, lineTwo=, streetAddress=Jayanagar, city=Hyderabad, state=AL- Alabama, country=US, postalCode=, phoneType=Business, phoneNumber=9052444425, acitveFlag=], mailingAddress=[id=17, lineOne=, lineTwo=, streetAddress=Jayanagar, city=Hyderabad, state=AL- Alabama, country=US, postalCode=, phoneType=Business, phoneNumber=9052444425, acitveFlag=], alternateAddress=[id=18, lineOne=, lineTwo=, streetAddress=Jayanagar, city=Hyderabad, state=AL- Alabama, country=US, postalCode=, phoneType=Business, phoneNumber=9052444425, acitveFlag=], acitveFlag=, completedDate=, kycCategories=[id=65, categoryName=None, questions=[id=1027, questionId=IU2.1, questionText=Describe "Other", answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=None, dependencies=[id=840, optional=, mandatory=[id=735, parentQuestion=[id=1017, questionId=IU2, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1028, questionId=IU3, questionText=Relationship CC, answer=, answerGridValues=, choices=yes, otherJustification=, questionType=Free Text, riskFactor=None, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1026, questionId=IU2, questionText=What is the channel for opening the account?, answer=In person - In Branch/BOW Office, answerGridValues=, choices=In person - In Branch/BOW Office, In person - Offsite/Client Location, Phone, Mail, Fax, Email, Other, otherJustification=, questionType=Multi Select, riskFactor=None, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1025, questionId=IU1, questionText=What type of account is being opened?, answer=Loan, answerGridValues=, choices=DDA, Loan, Trade Finance, Insurance, Commercial Card, otherJustification=, questionType=Multi Select, riskFactor=None, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=66, categoryName=General, questions=[id=1038, questionId=37.1, questionText=Is this a referral from BNPP?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=[id=841, optional=, mandatory=[id=736, parentQuestion=[id=1018, questionId=37, answer=Non-Resident Account]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1040, questionId=38.1, questionText=Stock Symbol, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=[id=842, optional=, mandatory=[id=737, parentQuestion=[id=1019, questionId=38, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1041, questionId=38.2, questionText=What exchange is the company listed on?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=[id=843, optional=, mandatory=[id=738, parentQuestion=[id=1020, questionId=38, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1043, questionId=39.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=[id=844, optional=, mandatory=[id=739, parentQuestion=[id=1021, questionId=39, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1045, questionId=40.1, questionText=State issued, answer=, answerGridValues=, choices=SL, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=[id=845, optional=, mandatory=[id=740, parentQuestion=[id=1022, questionId=40, answer=USA]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1055, questionId=47.1, questionText=Enter Names, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=[id=846, optional=[id=106, parentQuestion=[id=1023, questionId=47, answer=Yes], [id=1024, questionId=47a, answer=Yes]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1057, questionId=49.1, questionText=Select the country or countries., answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=General, dependencies=[id=847, optional=, mandatory=[id=741, parentQuestion=[id=1025, questionId=49, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1059, questionId=50.1, questionText=Select the country or countries., answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=General, dependencies=[id=848, optional=, mandatory=[id=742, parentQuestion=[id=1026, questionId=50, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1060, questionId=50.2, questionText=Connection of non-U.S. entity to our market area, answer=, answerGridValues=, choices=Parent is located in market, Subsidiary is located in market, Does business in market, Purchases goods in market, Other, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=[id=849, optional=, mandatory=[id=743, parentQuestion=[id=1027, questionId=50, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1061, questionId=50.2.1, questionText=Describe "Other", answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=[id=850, optional=, mandatory=[id=744, parentQuestion=[id=1028, questionId=50.2, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1062, questionId=50.3, questionText=Why does the non-U.S. entity wish to open an account with Bank of the West? , answer=, answerGridValues=, choices=Reason 1, Reason 2, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=[id=851, optional=, mandatory=[id=745, parentQuestion=[id=1029, questionId=50, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1063, questionId=50.4, questionText=Is the non-U.S. entity registered to conduct business in a state within our market? , answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=[id=852, optional=, mandatory=[id=746, parentQuestion=[id=1030, questionId=50, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1065, questionId=66.1, questionText=Select the country or countries., answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=General, dependencies=[id=853, optional=, mandatory=[id=747, parentQuestion=[id=1031, questionId=66, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1066, questionId=66.2, questionText=Non-US entity registered to conduct business in the country in which it is conducting business?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=[id=854, optional=, mandatory=[id=748, parentQuestion=[id=1032, questionId=66, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1068, questionId=52, questionText=Approximate annual sales (gross) , answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1067, questionId=51, questionText=Number of locations/offices, answer=, answerGridValues=, choices=1, 2 to 10, 11 t0 25, 26 to 50, 51 or greater, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1064, questionId=66, questionText=Conducting business outside of the US?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1058, questionId=50, questionText=Physical locations outside of the US?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1056, questionId=49, questionText=Headquartered outside of the US?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1054, questionId=47a, questionText=Are there individuals with significant responsibility to control, manage, or direct the business entity?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1053, questionId=47, questionText=Owners with stake of 20% or more?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1052, questionId=46b, questionText=Products and services offered, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1051, questionId=46a, questionText=Nature of business, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1050, questionId=45, questionText=NAICS Code 3, answer=, answerGridValues=, choices=Code 1, Code 2, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1049, questionId=44, questionText=NAICS Code 2, answer=, answerGridValues=, choices=Code 1, Code 2, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1048, questionId=43, questionText=NAICS Code 1, answer=, answerGridValues=, choices=Code 1, Code 2, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1047, questionId=42, questionText=Is the customer located in a HIFCA?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1046, questionId=41, questionText=Is the customer located in a HIDTA?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1044, questionId=40, questionText=Issuer or filed with:, answer=ad, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1042, questionId=39, questionText=Business Identification, answer=, answerGridValues=, choices=Articles of Incorporation, Articles of Organization, Cert of Limited Partnership, Fictitious Name Statement, Joint Venture Agreement, K1, LLP1 Registration, NCUA Website Printout, NFP Association Charter, Operating Agreement, Partnership Agreement, Public Funds Dep Form, State CU License or Charter, Tribal Constitution, Trust Agreement, Other, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1039, questionId=38, questionText=Publicly traded company?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1037, questionId=37, questionText=Legal Structure, answer=, answerGridValues=, choices=Corporation, Credit Union, Joint Venture, LLC, LLP, Not for Profit Formal Association, Non-Resident Account, Partnership - General, Partnership - Limited, Partnership - Registered Limited Liability, Public Agency, Sole Proprietorship (Trust), Sole Prop, State CU Articles , Tribal Entity, Tribe, Trust, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1036, questionId=36.1, questionText=In which state is the entity organized?, answer=, answerGridValues=, choices=State 1, State 2, N/A, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1035, questionId=36, questionText=Was the business established within the last calendar year?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1034, questionId=35, questionText=What year was the entity organized?, answer=, answerGridValues=, choices=, otherJustification=, questionType= , riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1033, questionId=34, questionText=In what country was the entity organized?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Single Select, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1032, questionId=33, questionText=Group, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1031, questionId=32, questionText=Website, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1030, questionId=31, questionText=Primary Phone, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1029, questionId=30, questionText=Postal Code, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=General, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=67, categoryName=Wealth Management, questions=[id=1070, questionId=53.1, questionText=Does the amount and type of account appear reasonable given the nature of the customer's business?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Wealth Management, dependencies=[id=855, optional=, mandatory=[id=749, parentQuestion=[id=1033, questionId=53, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1069, questionId=53, questionText=Does the Client request Private Banking or Wealth Management Services?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Wealth Management, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=68, categoryName=Gambling, questions=[id=1072, questionId=54.1, questionText=Provide Internet gambling services within the United States and/or to individuals residing in the US?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Gambling, dependencies=[id=856, optional=, mandatory=[id=750, parentQuestion=[id=1034, questionId=54, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1073, questionId=54.1.1, questionText=What types of internet gambling services do you offer?, answer=, answerGridValues=, choices=Pari-mutuel Betting, Poker, Off Track Betting, Race Track Betting, Non-Race Sport Book Betting, Other, otherJustification=, questionType=Single Select, riskFactor=Gambling, dependencies=[id=857, optional=, mandatory=[id=751, parentQuestion=[id=1035, questionId=54.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1074, questionId=54.1.1.1, questionText=Describe "Other", answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Gambling, dependencies=[id=858, optional=, mandatory=[id=752, parentQuestion=[id=1036, questionId=54.1.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1075, questionId=54.1.2, questionText=Compliant with Unlawful Internet Gambling Enforcement Act of 2006?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Gambling, dependencies=[id=859, optional=, mandatory=[id=753, parentQuestion=[id=1037, questionId=54.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1076, questionId=54.1.2.1, questionText=Provide supporting documentation, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Gambling, dependencies=[id=860, optional=, mandatory=[id=754, parentQuestion=[id=1038, questionId=54.1.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1077, questionId=54.1.3, questionText=Internet gambling forms of payment, answer=, answerGridValues=, choices=Cash, Check, ACH, IAT, Wire, Other, otherJustification=, questionType=Multi Select, riskFactor=Gambling, dependencies=[id=861, optional=, mandatory=[id=755, parentQuestion=[id=1039, questionId=54.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1078, questionId=54.1.3.1, questionText=Describe "Other", answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Gambling, dependencies=[id=862, optional=, mandatory=[id=756, parentQuestion=[id=1040, questionId=54.1.3, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1079, questionId=54.1.4, questionText=Valid gambling license?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Gambling, dependencies=[id=863, optional=, mandatory=[id=757, parentQuestion=[id=1041, questionId=54.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1080, questionId=54.1.4.1, questionText=Services allowed by license, answer=, answerGridValues=, choices=Casino gaming, Fixed-odds betting, Perimutuel betting, Sports betting, Arbitage betting, Other gambling (ex. Bingo, Keno), otherJustification=, questionType=Multi Select, riskFactor=Gambling, dependencies=[id=864, optional=, mandatory=[id=758, parentQuestion=[id=1042, questionId=54.1.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1081, questionId=54.1.4.2, questionText=Where licensed?, answer=, answerGridValues=, choices=Afghanistan, Albania, Algeria, Andorra, Angola, Antigua Deps, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Rep, Chad, Chile, China, Colombia, Comoros, Congo, Congo {Democratic Rep}, Costa Rica, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland {Republic}, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Korea North, Korea South, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, {Burma}, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russian Federation, Rwanda, St Kitts Nevis, St Lucia, Saint Vincent the Grenadines, Samoa, San Marino, Sao Tome Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad And Tiobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe, otherJustification=, questionType=Multi Select, riskFactor=Gambling, dependencies=[id=865, optional=, mandatory=[id=759, parentQuestion=[id=1043, questionId=54.1.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1082, questionId=54.1.4.2.1, questionText=If US, in which state(s) are you licensed?, answer=, answerGridValues=, choices=Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, Wyoming, otherJustification=, questionType=Multi Select, riskFactor=Gambling, dependencies=[id=866, optional=, mandatory=[id=760, parentQuestion=[id=1044, questionId=54.1.4.2, answer=United States]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1083, questionId=54.2, questionText=If operating outside of the countries where you are physically located, in which countries are your customers located (Please list all)?, answer=, answerGridValues=, choices=Afghanistan, Albania, Algeria, Andorra, Angola, Antigua And Deps, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Rep, Chad, Chile, China, Colombia, Comoros, Congo, Congo {Democratic Rep}, Costa Rica, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland {Republic}, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Korea North, Korea South, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, {Burma}, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russian Federation, Rwanda, St Kitts And Nevis, St Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome And Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad And Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe, otherJustification=, questionType=Multi Select, riskFactor=Gambling, dependencies=[id=867, optional=, mandatory=[id=761, parentQuestion=[id=1045, questionId=54, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1084, questionId=54.4, questionText=Other products or services in addition to gambling services?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Gambling, dependencies=[id=868, optional=, mandatory=[id=762, parentQuestion=[id=1046, questionId=54, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1085, questionId=54.4.1, questionText=Please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Gambling, dependencies=[id=869, optional=, mandatory=[id=763, parentQuestion=[id=1047, questionId=54.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1071, questionId=54, questionText=Potential Gaming Business, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Gambling, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=69, categoryName=Third Party Payment Processor, questions=[id=1087, questionId=55.1, questionText=Requesting ACH origination services, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=870, optional=, mandatory=[id=764, parentQuestion=[id=1048, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1088, questionId=55.2, questionText=TPPP activity, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=871, optional=, mandatory=[id=765, parentQuestion=[id=1049, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1089, questionId=55.3, questionText=TPPP services outside of the U.S?, answer=, answerGridValues=, choices=TPPP activity is secondary or ancillary to the primary business activity, TPPP activity is primary activity of the business, TPPP activity is not being conducted through BOW, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=872, optional=, mandatory=[id=766, parentQuestion=[id=1050, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1090, questionId=55.4, questionText=Services provided to merchants or business entities that do not have a physical presence/location (i.e. internet merchants)?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=873, optional=, mandatory=[id=767, parentQuestion=[id=1051, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1091, questionId=55.5, questionText=Is the TPPP a regulated entity? (ex. Non-bank financial institution regulated by IRS, FINRA, etc.), answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=874, optional=, mandatory=[id=768, parentQuestion=[id=1052, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1092, questionId=55.6, questionText=What types of clients do you serve?, answer=, answerGridValues=, choices=Employers, E-commerce Businesses, Merchants, Creditors, Government Entity, Property Owners, Utility Company, Other Business Type, otherJustification=, questionType=Multi Select, riskFactor=Third Party Payment Processor, dependencies=[id=875, optional=, mandatory=[id=769, parentQuestion=[id=1053, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1093, questionId=55.7, questionText=Does your business serve consumers, businesses or both?, answer=, answerGridValues=, choices=Consumers, Businesses, Both, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=876, optional=, mandatory=[id=770, parentQuestion=[id=1054, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1094, questionId=55.8, questionText=How often does your business process payments for your customers?, answer=, answerGridValues=, choices=Recurring, One Time, Both, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=877, optional=, mandatory=[id=771, parentQuestion=[id=1055, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1095, questionId=55.9, questionText=Do you have any customers that account for more than 50% of your overall business?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=878, optional=, mandatory=[id=772, parentQuestion=[id=1056, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1096, questionId=55.9.1, questionText=If yes, who is that customer?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Third Party Payment Processor, dependencies=[id=879, optional=, mandatory=[id=773, parentQuestion=[id=1057, questionId=55.9, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1097, questionId=55.11, questionText=Average monthly dollar volume of transactions processed by your organization?, answer=, answerGridValues=, choices=0-50,000, 50,001-250,000, 250,001-1,000,000, 1,000,000+, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=880, optional=, mandatory=[id=774, parentQuestion=[id=1058, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1098, questionId=55.12, questionText=Average monthly number of transactions processed by your organization?, answer=, answerGridValues=, choices=0-500, 501-2,500, 2,501-10,000, 10,001+, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=881, optional=, mandatory=[id=775, parentQuestion=[id=1059, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1099, questionId=55.13, questionText=Percentage of your transactions are charged back/returned?, answer=, answerGridValues=, choices=0% - 1%, 1% - 5%, 5% - 24%, 25% - 100%, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=882, optional=, mandatory=[id=776, parentQuestion=[id=1060, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1100, questionId=55.14, questionText=Arrangement with another third party to process your payments?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=[id=883, optional=, mandatory=[id=777, parentQuestion=[id=1061, questionId=55, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1086, questionId=55, questionText=Possible third-party payment processor, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Third Party Payment Processor, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=70, categoryName=Professional Service Providers, questions=[id=1102, questionId=56.1, questionText=Will any non-business related transactions be conducted in the account at any time?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=[id=884, optional=, mandatory=[id=778, parentQuestion=[id=1062, questionId=56, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1103, questionId=56.1.1, questionText=What type of non-business related transactions do you anticipate?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Professional Service Providers, dependencies=[id=885, optional=, mandatory=[id=779, parentQuestion=[id=1063, questionId=56.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1104, questionId=56.2, questionText=Please describe the nature of the specific services you or your firm offers., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Professional Service Providers, dependencies=[id=886, optional=, mandatory=[id=780, parentQuestion=[id=1064, questionId=56, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1105, questionId=56.3, questionText=Please describe your target market/demographic., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Professional Service Providers, dependencies=[id=887, optional=, mandatory=[id=781, parentQuestion=[id=1065, questionId=56, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1106, questionId=56.4, questionText=Are you aware if your client's or your firm's clients are PEPs (Politically Exposed Persons)?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=[id=888, optional=, mandatory=[id=782, parentQuestion=[id=1066, questionId=56, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1107, questionId=56.5, questionText=Will you be using your accounts to conduct transactions on behalf of your customers?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=[id=889, optional=, mandatory=[id=783, parentQuestion=[id=1067, questionId=56, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1108, questionId=56.5.1, questionText=What is the expected amount of activity you will be conducting on behalf of your customers? (monthly), answer=, answerGridValues=, choices=0-50,000, 50,001-250,000, 250,001-1,000,000, 1,000,000+, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=[id=890, optional=, mandatory=[id=784, parentQuestion=[id=1068, questionId=56.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1109, questionId=56.5.2, questionText=Do you allow Cash Deposits/Withdrawal transactions?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=Professional Service Providers, dependencies=[id=891, optional=, mandatory=[id=785, parentQuestion=[id=1069, questionId=56.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1110, questionId=56.5.3, questionText=Do you conduct Foreign Currency Exchange transactions?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=Professional Service Providers, dependencies=[id=892, optional=, mandatory=[id=786, parentQuestion=[id=1070, questionId=56.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1111, questionId=56.5.4, questionText=Do you conduct Domestic Wire Transfer transactions?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=Professional Service Providers, dependencies=[id=893, optional=, mandatory=[id=787, parentQuestion=[id=1071, questionId=56.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1112, questionId=56.5.5, questionText=Do you conduct Foreign Wire Transfer transactions?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=Professional Service Providers, dependencies=[id=894, optional=, mandatory=[id=788, parentQuestion=[id=1072, questionId=56.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1113, questionId=56.5.5.1, questionText=If yes, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Professional Service Providers, dependencies=[id=895, optional=, mandatory=[id=789, parentQuestion=[id=1073, questionId=56.5.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1114, questionId=56.7, questionText=Are you registered or licensed?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=[id=896, optional=, mandatory=[id=790, parentQuestion=[id=1074, questionId=56, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1115, questionId=56.7.1, questionText=If yes, please describe, answer=, answerGridValues=, choices=Bar Association, CPA Association, FINRA-registered, Other, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=[id=897, optional=, mandatory=[id=791, parentQuestion=[id=1075, questionId=56.7, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1116, questionId=56.7.1.1, questionText=If "Other", please describe:, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Professional Service Providers, dependencies=[id=898, optional=, mandatory=[id=792, parentQuestion=[id=1076, questionId=56.7.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1101, questionId=56, questionText=Is the customer's type of business one of the following? List: Attorney, Accountant, Real Estate Broker, etc., answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Professional Service Providers, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=71, categoryName=Privately Owner ATM, questions=[id=1118, questionId=57.1, questionText=How many ATMs do you operate?, answer=, answerGridValues=, choices=0-5, 5-10, 10+, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=899, optional=, mandatory=[id=793, parentQuestion=[id=1077, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1119, questionId=57.2, questionText=Does your business provide ATM processing services for other organizations(i.e., are you an Independent Sales Organization for other privately owned ATM operators)?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=900, optional=, mandatory=[id=794, parentQuestion=[id=1078, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1120, questionId=57.2.1, questionText=Did you obtain a copy of the ISO Agreement?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=901, optional=, mandatory=[id=795, parentQuestion=[id=1079, questionId=57.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1121, questionId=57.3, questionText=Does your EFT or POS Network require you to be sponsored by a member Bank of the network? , answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=902, optional=, mandatory=[id=796, parentQuestion=[id=1080, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1122, questionId=57.3.1, questionText=In which ATM networks do you participate?, answer=, answerGridValues=, choices=Star, Visa/Plus	, Other, otherJustification=, questionType=Multi Select, riskFactor=Privately Owner ATM, dependencies=[id=903, optional=, mandatory=[id=797, parentQuestion=[id=1081, questionId=57.3, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1123, questionId=57.3.1.1, questionText=If Other, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Privately Owner ATM, dependencies=[id=904, optional=, mandatory=[id=798, parentQuestion=[id=1082, questionId=57.3.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1125, questionId=57.4, questionText=In which industries do you place your ATMs?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Privately Owner ATM, dependencies=[id=905, optional=, mandatory=[id=799, parentQuestion=[id=1083, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1126, questionId=57.5, questionText=Do you own any ATMs outside of the US?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=906, optional=, mandatory=[id=800, parentQuestion=[id=1084, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1127, questionId=57.5.1, questionText=If 'Yes", where?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=Privately Owner ATM, dependencies=[id=907, optional=, mandatory=[id=801, parentQuestion=[id=1085, questionId=57.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1128, questionId=57.6, questionText=How frequently does the Network credit your account?, answer=, answerGridValues=, choices=Each transaction, Daily, Lump Sum Limit Met, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=908, optional=, mandatory=[id=802, parentQuestion=[id=1086, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1129, questionId=57.6.1, questionText=Lump Sum Limit Dollar Amount, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Privately Owner ATM, dependencies=[id=909, optional=, mandatory=[id=803, parentQuestion=[id=1087, questionId=57.6, answer=Lump Sum Limit Met]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1130, questionId=57.7, questionText=Do you manage the cash for your ATM(s)?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=910, optional=, mandatory=[id=804, parentQuestion=[id=1088, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1131, questionId=57.7.1, questionText=Will you be using this account to fund the currency required for your ATM(s)?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=911, optional=, mandatory=[id=805, parentQuestion=[id=1089, questionId=57.7, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1132, questionId=57.7.1.1, questionText=If no, what is the source of your currency for your ATM(s)?, answer=, answerGridValues=, choices=Cash received from sales, Another financial institution, Personal funds, Other, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=912, optional=, mandatory=[id=806, parentQuestion=[id=1090, questionId=57.7.1, answer=No]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1133, questionId=57.7.1.1.1, questionText=If Other, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Privately Owner ATM, dependencies=[id=913, optional=, mandatory=[id=807, parentQuestion=[id=1091, questionId=57.7.1.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1134, questionId=57.8, questionText=On average, what cash volume do you expect to transact through your ATM(s) on a weekly basis?, answer=, answerGridValues=, choices=0-10,000, 10,001-20,000, 20,001+, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=914, optional=, mandatory=[id=808, parentQuestion=[id=1092, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1135, questionId=57.9, questionText=Are there fees charged for the use of your ATM? , answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=[id=915, optional=, mandatory=[id=809, parentQuestion=[id=1093, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1136, questionId=57.9.1, questionText=If yes, what is the amount of the fee?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Privately Owner ATM, dependencies=[id=916, optional=, mandatory=[id=810, parentQuestion=[id=1094, questionId=57.9, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1137, questionId=57.11, questionText=Does your ATM offer services other than cash?  (e.g., transfers, postage stamps, etc.), answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=Privately Owner ATM, dependencies=[id=917, optional=, mandatory=[id=811, parentQuestion=[id=1095, questionId=57, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1138, questionId=57.11.1, questionText=If "Yes", what are the services?, answer=, answerGridValues=, choices=Transfers, Postage stamps, Deposits, Other, otherJustification=, questionType=Multi Select, riskFactor=Privately Owner ATM, dependencies=[id=918, optional=, mandatory=[id=812, parentQuestion=[id=1096, questionId=57.11, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1139, questionId=57.11.1.1, questionText=If "Other", what are the services?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Privately Owner ATM, dependencies=[id=919, optional=, mandatory=[id=813, parentQuestion=[id=1097, questionId=57.11.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1140, questionId=57.11.2, questionText=Did you obtain a copy of the ISO Agreement?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1124, questionId=57.3.2, questionText=Name of business, business type,  and address where ATM is located?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Grid, riskFactor=, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=[id=43, questionId=57.3.2.1, questionText=ATM Identifier, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=44, questionId=57.3.2.2, questionText=Address Line 1, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=45, questionId=57.3.2.3, questionText=Address Line 2, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=46, questionId=57.3.2.4, questionText=City, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=47, questionId=57.3.2.5, questionText=State, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=48, questionId=57.3.2.6, questionText=Zip Code, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], isMandatory=, isHardStop=, isSoftStop=], [id=1117, questionId=57, questionText=Does your business operate a privately owned ATM?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Privately Owner ATM, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=72, categoryName=NBFI, questions=[id=1142, questionId=58.1, questionText=Percentage of international clientele?, answer=, answerGridValues=, choices=0, 1-24%, 25-49%, 50-74%, 75-99%, 100%, otherJustification=, questionType=Single Select, riskFactor=NBFI, dependencies=[id=920, optional=, mandatory=[id=814, parentQuestion=[id=1098, questionId=58, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1143, questionId=58.2, questionText=Do you accept foreign currency?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NBFI, dependencies=[id=921, optional=, mandatory=[id=815, parentQuestion=[id=1099, questionId=58, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1144, questionId=58.2.1, questionText=If so, what country currency?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=NBFI, dependencies=[id=922, optional=, mandatory=[id=816, parentQuestion=[id=1100, questionId=58.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1146, questionId=58.1, questionText=Percentage of international clientele?, answer=, answerGridValues=, choices=0, 1-24%, 25-49%, 50-74%, 75-99%, 100%, otherJustification=, questionType=Single Select, riskFactor=NBFI, dependencies=[id=923, optional=, mandatory=[id=817, parentQuestion=[id=1101, questionId=58, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1147, questionId=58.2, questionText=Do you accept foreign currency?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NBFI, dependencies=[id=924, optional=, mandatory=[id=818, parentQuestion=[id=1102, questionId=58, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1148, questionId=58.2.1, questionText=If so, what country currency?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=NBFI, dependencies=[id=925, optional=, mandatory=[id=819, parentQuestion=[id=1103, questionId=58.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1145, questionId=58, questionText=Does the client work in an industry classified as an Gambling as defined by Industry Classification?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NBFI, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1141, questionId=58, questionText=Does the client work in an industry classified as an Gambling as defined by Industry Classification?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NBFI, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=73, categoryName=MSB, questions=[id=1150, questionId=59.1, questionText=Are the current premises owned or leased?, answer=, answerGridValues=, choices=Owned, Leased, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=926, optional=, mandatory=[id=820, parentQuestion=[id=1104, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1151, questionId=59.2, questionText=Are there any locations in addition to the one above?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=927, optional=, mandatory=[id=821, parentQuestion=[id=1105, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1152, questionId=59.2.1, questionText=Additional MSB Addresses, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=928, optional=, mandatory=[id=822, parentQuestion=[id=1106, questionId=59.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1153, questionId=59.3, questionText=Locations owned or leased?, answer=, answerGridValues=, choices=Owned, Leased, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=929, optional=, mandatory=[id=823, parentQuestion=[id=1107, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1154, questionId=59.4, questionText=Number of Employees:, answer=, answerGridValues=, choices=0, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=930, optional=, mandatory=[id=824, parentQuestion=[id=1108, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1155, questionId=59.5, questionText=Employees Bonded, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=931, optional=, mandatory=[id=825, parentQuestion=[id=1109, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1156, questionId=59.6, questionText=Does the business engage in check cashing  in amounts greater than $1,000 per person per day? , answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=932, optional=, mandatory=[id=826, parentQuestion=[id=1110, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1157, questionId=59.6.05, questionText=If Yes, is the business registered with FinCEN?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=933, optional=, mandatory=[id=827, parentQuestion=[id=1111, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1158, questionId=59.6.1, questionText=Is the check cashing activity your primary or ancillary business?, answer=, answerGridValues=, choices=Primary, Ancillary, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=934, optional=, mandatory=[id=828, parentQuestion=[id=1112, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1159, questionId=59.6.3, questionText=Checks cashed for business, individuals, or both?, answer=, answerGridValues=, choices=Business, Personal, Both, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=935, optional=, mandatory=[id=829, parentQuestion=[id=1113, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1160, questionId=59.6.4, questionText=Type of checks cashed?, answer=, answerGridValues=, choices=Payroll, Personal Checks, US or State Treasury, Monetary Instruments (MO's, Cashier's Checks, Travellers Checks), Third Party Checks, Other, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=936, optional=, mandatory=[id=830, parentQuestion=[id=1114, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1161, questionId=59.6.4.1, questionText=If "Other", answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=937, optional=, mandatory=[id=831, parentQuestion=[id=1115, questionId=59.6.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1162, questionId=59.6.5, questionText=How many checks cashed per week?, answer=, answerGridValues=, choices=0, 1, 2, 3 or more, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=938, optional=, mandatory=[id=832, parentQuestion=[id=1116, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1163, questionId=59.6.6, questionText=How many pieces of ID required to cash checks?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=939, optional=, mandatory=[id=833, parentQuestion=[id=1117, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1164, questionId=59.6.7, questionText=Do you capture the ID for the check payee?, answer=, answerGridValues=, choices=Yes - Hand written, Yes - System Input, No, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=940, optional=, mandatory=[id=834, parentQuestion=[id=1118, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1165, questionId=59.6.8, questionText=Is a thumb or fingerprint obtained?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=941, optional=, mandatory=[id=835, parentQuestion=[id=1119, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1166, questionId=59.6.9, questionText=Indicate maximum dollar ranges of checks that are cashed:, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=942, optional=, mandatory=[id=836, parentQuestion=[id=1120, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1167, questionId=59.6.11, questionText=Indicate average dollar ranges of checks that are cashed:, answer=, answerGridValues=, choices=Range 1, Range 2, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=943, optional=, mandatory=[id=837, parentQuestion=[id=1121, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1168, questionId=59.6.12, questionText=Fee for cashing checks?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=944, optional=, mandatory=[id=838, parentQuestion=[id=1122, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1169, questionId=59.6.12.1, questionText=Check cashing fee, answer=, answerGridValues=, choices=None, Percentage, Flat Fee, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=945, optional=, mandatory=[id=839, parentQuestion=[id=1123, questionId=59.6.12, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1170, questionId=59.6.13, questionText=What are the weekly cash requirements?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=946, optional=, mandatory=[id=840, parentQuestion=[id=1124, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1171, questionId=59.6.14, questionText=What is the cash delivery method?, answer=, answerGridValues=, choices=Armored Car Service, Employee, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=947, optional=, mandatory=[id=841, parentQuestion=[id=1125, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1172, questionId=59.6.15, questionText=What is the frequency?, answer=, answerGridValues=, choices=Daily, Weekly, Bi-weekly, More than once a day, Other, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=948, optional=, mandatory=[id=842, parentQuestion=[id=1126, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1173, questionId=59.6.15.1, questionText=If "Other", , answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=949, optional=, mandatory=[id=843, parentQuestion=[id=1127, questionId=59.6.15, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1174, questionId=59.6.16, questionText=What is the cash deposit method and frequency?, answer=, answerGridValues=, choices=Armored Car Service, Employee, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=950, optional=, mandatory=[id=844, parentQuestion=[id=1128, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1175, questionId=59.6.17, questionText=What is the frequency?, answer=, answerGridValues=, choices=Daily, Weekly, Bi-weekly, More than once a day, Monthly +, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=951, optional=, mandatory=[id=845, parentQuestion=[id=1129, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1176, questionId=59.6.17.1, questionText=If "Other", , answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=952, optional=, mandatory=[id=846, parentQuestion=[id=1130, questionId=59.6.17, answer=Monthly +]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1177, questionId=59.6.18, questionText=Has the MSB developed written policies and procedures and internal controls designed to ensure on-going compliance with AML regulations?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=953, optional=, mandatory=[id=847, parentQuestion=[id=1131, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1178, questionId=59.6.19, questionText=Has the MSB designated an individual responsible for BSA/AML compliance?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=954, optional=, mandatory=[id=848, parentQuestion=[id=1132, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1179, questionId=59.6.19.1, questionText=Name, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=955, optional=, mandatory=[id=849, parentQuestion=[id=1133, questionId=59.6.19, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1180, questionId=59.6.19.2, questionText=Phone, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=956, optional=, mandatory=[id=850, parentQuestion=[id=1134, questionId=59.6.19, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1181, questionId=59.6.19.3, questionText=Email, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=957, optional=, mandatory=[id=851, parentQuestion=[id=1135, questionId=59.6.19, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1182, questionId=59.6.21, questionText=Has the MSB developed training for appropriate personnel?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=958, optional=, mandatory=[id=852, parentQuestion=[id=1136, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1183, questionId=59.6.21.1, questionText=Frequency, answer=, answerGridValues=, choices=At onboarding, Monthly, Quarterly, Annual, More than annual, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=959, optional=, mandatory=[id=853, parentQuestion=[id=1137, questionId=59.6.21, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1184, questionId=59.6.22, questionText=Does the MSB perform independent reviews to monitor an adequate BSA/AML program?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=960, optional=, mandatory=[id=854, parentQuestion=[id=1138, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1185, questionId=59.6.24, questionText=Maintains a list of agents (if applicable) and revised annually?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=961, optional=, mandatory=[id=855, parentQuestion=[id=1139, questionId=59.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1186, questionId=59.7, questionText=If the business engages in check cashing activities, is the business subject to a state check cashing license?  , answer=, answerGridValues=, choices=Yes - License required, No - License not required, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=962, optional=, mandatory=[id=856, parentQuestion=[id=1140, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1187, questionId=59.8, questionText=Will the business sell traveler's checks, money orders, or prepaid access in amounts greater than $1,000 per person per day? , answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=963, optional=, mandatory=[id=857, parentQuestion=[id=1141, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1188, questionId=59.9, questionText=Will the business redeem money orders, stored value cards or travelers checks in amounts greater than $1,000 per day per person?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=964, optional=, mandatory=[id=858, parentQuestion=[id=1142, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1189, questionId=59.9.1, questionText=Is the business operating as an agent of a principal MSB?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=965, optional=[id=107, parentQuestion=[id=1143, questionId=59.8, answer=Yes], [id=1144, questionId=59.9, answer=Yes]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1190, questionId=59.9.1.1, questionText=If Yes, provide the name of the company for which this business is an agent., answer=, answerGridValues=, choices=Western Union, Money Gram, Sigue Corporation, Traveler's Express, American Express, North American Money Orders, Ria, Other, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=966, optional=, mandatory=[id=859, parentQuestion=[id=1145, questionId=59.9.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1191, questionId=59.9.1.1.1, questionText=If Other, please name., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=967, optional=, mandatory=[id=860, parentQuestion=[id=1146, questionId=59.9.1.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1192, questionId=59.11, questionText=Is the customer a dealer in foreign exchange in amounts greater than $1,000 per person per day?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=968, optional=, mandatory=[id=861, parentQuestion=[id=1147, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1193, questionId=59.12, questionText=Will the business perform money transmitting services including virtual currency?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=969, optional=, mandatory=[id=862, parentQuestion=[id=1148, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1194, questionId=59.12.1, questionText=If Yes, is the business operating as an agent of a principal MSB?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=970, optional=, mandatory=[id=863, parentQuestion=[id=1149, questionId=59.12, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1195, questionId=59.12.1.1, questionText=If Yes, provide the name of the company for which this business is an agent., answer=, answerGridValues=, choices=Western Union, Money Gram, Sigue Corporation, Traveler's Express, American Express, North American Money Orders, Ria, Bit coin, VenIxcoin, Litecoin, NovaCoin, PP Coin, Ripple, Other, otherJustification=, questionType=Multi Select, riskFactor=MSB, dependencies=[id=971, optional=, mandatory=[id=864, parentQuestion=[id=1150, questionId=59.12.1, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1196, questionId=59.12.1.1.1, questionText=If Other, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=MSB, dependencies=[id=972, optional=, mandatory=[id=865, parentQuestion=[id=1151, questionId=59.12.1.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1197, questionId=59.12.1.2, questionText=If No, Is the business registered with FinCEN?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=973, optional=, mandatory=[id=866, parentQuestion=[id=1152, questionId=59.12.1, answer=No]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1198, questionId=59.12.2, questionText=If Yes, will the business transmit funds internationally? , answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=974, optional=, mandatory=[id=867, parentQuestion=[id=1153, questionId=59.12, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1199, questionId=59.13, questionText=What types of customers are the MSB related services provided to?, answer=, answerGridValues=, choices=Local Customers Only, Local Customers and Non-Local Customers, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=[id=975, optional=, mandatory=[id=868, parentQuestion=[id=1154, questionId=59, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1149, questionId=59, questionText=Does the business engage in check cashing, selling/redeeming money order or traveler's checks, prepaid access, foreign exchange, or the transmission of  currency, including both real or virtual currency?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=MSB, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=74, categoryName=NGOs and Charities, questions=[id=1201, questionId=60.2, questionText=Please describe the organizational structure of your organization:, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NGOs and Charities, dependencies=[id=976, optional=, mandatory=[id=869, parentQuestion=[id=1155, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1202, questionId=60.3, questionText=What are the domestic geographical areas served by your organization (Both Headquarters and Operational)., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=977, optional=, mandatory=[id=870, parentQuestion=[id=1156, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1203, questionId=60.4, questionText=Is your organization significantly affiliated with other Non-Governmental Organizations, governments, or charitable groups?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NGOs and Charities, dependencies=[id=978, optional=, mandatory=[id=871, parentQuestion=[id=1157, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1204, questionId=60.4.1, questionText=Please list those organizations., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=979, optional=, mandatory=[id=872, parentQuestion=[id=1158, questionId=60.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1205, questionId=60.5, questionText=Does your organization or those you are affiliated with support causes or agencies that operate internationally?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NGOs and Charities, dependencies=[id=980, optional=, mandatory=[id=873, parentQuestion=[id=1159, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1206, questionId=60.5.1, questionText=If yes, please list countries., answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=NGOs and Charities, dependencies=[id=981, optional=, mandatory=[id=874, parentQuestion=[id=1160, questionId=60.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1207, questionId=60.6, questionText=What is your donor base?, answer=, answerGridValues=, choices=In-state Individuals, In-state Businesses, Out-of-state Individual, Out-of-state Businesses, Foreign Individual, Foreign Businesses, Other, otherJustification=, questionType=Multi Select, riskFactor=NGOs and Charities, dependencies=[id=982, optional=, mandatory=[id=875, parentQuestion=[id=1161, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1208, questionId=60.6.1, questionText=If "Other", please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=983, optional=, mandatory=[id=876, parentQuestion=[id=1162, questionId=60.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1209, questionId=60.7, questionText=What is your volunteer base?, answer=, answerGridValues=, choices=In-state Individuals, In-state Businesses, Out-of-state Individual, Out-of-state Businesses, Foreign Individual, Foreign Businesses, Other, otherJustification=, questionType=Multi Select, riskFactor=NGOs and Charities, dependencies=[id=984, optional=, mandatory=[id=877, parentQuestion=[id=1163, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1210, questionId=60.7.1, questionText=If "Other", please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=985, optional=, mandatory=[id=878, parentQuestion=[id=1164, questionId=60.7, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1211, questionId=60.8, questionText=Do you make distributions to your members or other organizations?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NGOs and Charities, dependencies=[id=986, optional=, mandatory=[id=879, parentQuestion=[id=1165, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1212, questionId=60.9, questionText=Please select all funding mechanisms applicable to your organization., answer=, answerGridValues=, choices=Private Donations from Individuals, Private Donations from Businesses, Private Grants, Public Funding, Other, otherJustification=, questionType=Multi Select, riskFactor=NGOs and Charities, dependencies=[id=987, optional=, mandatory=[id=880, parentQuestion=[id=1166, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1213, questionId=60.9.1, questionText=If Other, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=988, optional=, mandatory=[id=881, parentQuestion=[id=1167, questionId=60.9, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1214, questionId=60.11, questionText=What is your main source of funding?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=989, optional=, mandatory=[id=882, parentQuestion=[id=1168, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1215, questionId=60.12, questionText=Are you registered with any state/federal agency or professional/trade organization?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NGOs and Charities, dependencies=[id=990, optional=, mandatory=[id=883, parentQuestion=[id=1169, questionId=60, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1216, questionId=60.12.1, questionText=If yes, please list the agency or organization., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=NGOs and Charities, dependencies=[id=991, optional=, mandatory=[id=884, parentQuestion=[id=1170, questionId=60.12, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1200, questionId=60, questionText=Is the Type of Business a (Charitable Organization, Non-Governmental Organization, Not for Profit, etc.)?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=NGOs and Charities, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=75, categoryName=Correspondent Accounts, questions=[id=1218, questionId=61.1, questionText=Domestic or Foreign, answer=, answerGridValues=, choices=Domestic, Foreign, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=992, optional=, mandatory=[id=885, parentQuestion=[id=1171, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1219, questionId=61.1.1, questionText=If "Foreign", please select the country of headquarters., answer=, answerGridValues=, choices=Afghanistan, Albania, Algeria, Andorra, Angola, Antigua AND Deps, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Rep, Chad, Chile, China, Colombia, Comoros, Congo, Congo {Democratic Rep}, Costa Rica, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland {Republic}, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Korea North, Korea South, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, {Burma}, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russian Federation, Rwanda, St Kitts and Nevis, St Lucia, Saint Vincent AND the Grenadines, Samoa, San Marino, Sao Tome AND Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad AND Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe, otherJustification=, questionType=Multi Select, riskFactor=Correspondent Accounts, dependencies=[id=993, optional=, mandatory=[id=886, parentQuestion=[id=1172, questionId=61.1, answer=Foreign]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1220, questionId=61.2, questionText=Do you have a parent company?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=994, optional=, mandatory=[id=887, parentQuestion=[id=1173, questionId=61, answer=yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1221, questionId=61.2.1, questionText=If "yes", please select the country of parent location., answer=, answerGridValues=, choices=Afghanistan, Albania, Algeria, Andorra, Angola, Antigua AND Deps, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Rep, Chad, Chile, China, Colombia, Comoros, Congo, Congo {Democratic Rep}, Costa Rica, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iran, Iraq, Ireland {Republic}, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Korea North, Korea South, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, {Burma}, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russian Federation, Rwanda, St Kitts AND Nevis, St Lucia, Saint Vincent AND the Grenadines, Samoa, San Marino, Sao Tome AND Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad AND Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe, otherJustification=, questionType=Multi Select, riskFactor=Correspondent Accounts, dependencies=[id=995, optional=, mandatory=[id=888, parentQuestion=[id=1174, questionId=61.2, answer=yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1222, questionId=61.3, questionText=Will the correspondent bank customers have access to the correspondent account being established?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=996, optional=, mandatory=[id=889, parentQuestion=[id=1175, questionId=61, answer=yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1223, questionId=61.4, questionText=What transactional products or services will you be utilizing?, answer=, answerGridValues=, choices=Correspondent Banking - Foreign, Correspondent Banking - Domestic, Documentary Collections - Foreign Trade, Letters of Credit - Foreign Trade, Transfers and Authorizations to Pay under Letters of Credit - Foreign and Domestic, Documentary Collections - Domestic Trade, Letters of Credit - Domestic Trade, Euro-Dollar Deposit Accounts, Brokered Deposits, Fed Funds (Overnight) Lending, Short-Term Treasury Lending, Other, None, otherJustification=, questionType=Multi Select, riskFactor=Correspondent Accounts, dependencies=[id=997, optional=, mandatory=[id=890, parentQuestion=[id=1176, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1224, questionId=61.4.1, questionText=If Other, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=998, optional=, mandatory=[id=891, parentQuestion=[id=1177, questionId=61.4, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1225, questionId=61.5, questionText=Which of the following officers does your financial institution have?, answer=, answerGridValues=, choices=BSA/AML Officer (Only duty), OFAC Officer (Only duty), BSA/AML/OFAC Officer (Only duty), BSA/AML/OFAC Officer (Performs additional duties), None, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=999, optional=, mandatory=[id=892, parentQuestion=[id=1178, questionId=61, answer=yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1226, questionId=61.5.1, questionText=Who is the BSA Officer of this Bank?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1000, optional=[id=108, parentQuestion=[id=1179, questionId=61.5, answer=BSA/AML Officer (Only duty)], [id=1180, questionId=61.5, answer=OFAC Officer (Only duty)], [id=1182, questionId=61.5, answer=BSA/AML/OFAC Officer (Performs additional duties)], [id=1181, questionId=61.5, answer=BSA/AML/OFAC Officer (Only duty)]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1227, questionId=61.5.2, questionText=BSA Officer's email address, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1001, optional=[id=109, parentQuestion=[id=1184, questionId=61.5, answer=OFAC Officer (Only duty)], [id=1186, questionId=61.5, answer=BSA/AML/OFAC Officer (Performs additional duties)], [id=1183, questionId=61.5, answer=BSA/AML Officer (Only duty)], [id=1185, questionId=61.5, answer=BSA/AML/OFAC Officer (Only duty)]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1228, questionId=61.5.21, questionText=BSA Officer's phone number, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1002, optional=[id=110, parentQuestion=[id=1189, questionId=61.5, answer=BSA/AML/OFAC Officer (Only duty)], [id=1187, questionId=61.5, answer=BSA/AML Officer (Only duty)], [id=1188, questionId=61.5, answer=OFAC Officer (Only duty)], [id=1190, questionId=61.5, answer=BSA/AML/OFAC Officer (Performs additional duties)]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1229, questionId=61.5.3, questionText=Who is the OFAC Officer of this Bank?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1003, optional=[id=111, parentQuestion=[id=1191, questionId=61.5, answer=BSA/AML Officer (Only duty)], [id=1193, questionId=61.5, answer=BSA/AML/OFAC Officer (Only duty)], [id=1192, questionId=61.5, answer=OFAC Officer (Only duty)], [id=1194, questionId=61.5, answer=BSA/AML/OFAC Officer (Performs additional duties)]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1230, questionId=61.5.4, questionText=OFAC Officer's phone number, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1004, optional=[id=112, parentQuestion=[id=1196, questionId=61.5, answer=OFAC Officer (Only duty)], [id=1198, questionId=61.5, answer=BSA/AML/OFAC Officer (Performs additional duties)], [id=1195, questionId=61.5, answer=BSA/AML Officer (Only duty)], [id=1197, questionId=61.5, answer=BSA/AML/OFAC Officer (Only duty)]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1231, questionId=61.5.41, questionText=OFAC Officer's email address, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1005, optional=[id=113, parentQuestion=[id=1200, questionId=61.5, answer=OFAC Officer (Only duty)], [id=1199, questionId=61.5, answer=BSA/AML Officer (Only duty)], [id=1201, questionId=61.5, answer=BSA/AML/OFAC Officer (Only duty)], [id=1202, questionId=61.5, answer=BSA/AML/OFAC Officer (Performs additional duties)]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1232, questionId=61.6, questionText=Does the financial institution have correspondent accounts with other banks in the United States?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=1006, optional=, mandatory=[id=893, parentQuestion=[id=1203, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1233, questionId=61.7, questionText=Does the financial institution have correspondent accounts with foreign financial institutions?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=1007, optional=, mandatory=[id=894, parentQuestion=[id=1204, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1234, questionId=61.8, questionText=At the most recent year end, what was the financial institution's total assets?, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Correspondent Accounts, dependencies=[id=1008, optional=, mandatory=[id=895, parentQuestion=[id=1205, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1235, questionId=61.9, questionText=Have you obtained a copy of the Patriot Act Certification?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=1009, optional=, mandatory=[id=896, parentQuestion=[id=1206, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1236, questionId=61.11, questionText=Have you obtained a copy of the Wolfsberg AML Certification?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=[id=1010, optional=, mandatory=[id=897, parentQuestion=[id=1207, questionId=61, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1217, questionId=61, questionText=Is client a correspondent bank?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Correspondent Accounts, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=76, categoryName=Embassy/Foreign Consulate, questions=[id=1238, questionId=62.1, questionText=What country does the embassy/consulate represent?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Single Select, riskFactor=Embassy/Foreign Consulate, dependencies=[id=1011, optional=, mandatory=[id=898, parentQuestion=[id=1208, questionId=62, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1239, questionId=62.2, questionText=Number of Employees, answer=, answerGridValues=, choices=0-10, 11 - 25, 25 - 100, Greater than 100, otherJustification=, questionType=Single Select, riskFactor=Embassy/Foreign Consulate, dependencies=[id=1012, optional=, mandatory=[id=899, parentQuestion=[id=1209, questionId=62, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1240, questionId=62.3, questionText=What are the official responsibilities of the office?, answer=, answerGridValues=, choices=Embassy, Consular Services, Passport and Visa Services, Economic or Trade Office, Cultural Office, Other, otherJustification=, questionType=Multi Select, riskFactor=Embassy/Foreign Consulate, dependencies=[id=1013, optional=, mandatory=[id=900, parentQuestion=[id=1210, questionId=62, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1241, questionId=62.3.1, questionText=If "Other", please describe:, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Embassy/Foreign Consulate, dependencies=[id=1014, optional=, mandatory=[id=901, parentQuestion=[id=1211, questionId=62.3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1242, questionId=62.4, questionText=What is the purpose of opening an account with the Bank?, answer=, answerGridValues=, choices=General Purpose, Collection of passport/visa fees, Living expenses for staff, Payroll, Petty Cash, Other, otherJustification=, questionType=Multi Select, riskFactor=Embassy/Foreign Consulate, dependencies=[id=1015, optional=, mandatory=[id=902, parentQuestion=[id=1212, questionId=62, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1243, questionId=62.4.1, questionText=If "Other", please describe:, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Embassy/Foreign Consulate, dependencies=[id=1016, optional=, mandatory=[id=903, parentQuestion=[id=1213, questionId=62.4, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1237, questionId=62, questionText=Is this account opened on behalf of or for the use of a foreign embassy/consulate?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Embassy/Foreign Consulate, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=77, categoryName=Senior Foreign Political Official, questions=[id=1245, questionId=63.1, questionText=Name of owners (or individuals for whom the business is formed) thought to be a Senior Foreign Political Official., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Senior Foreign Political Official, dependencies=[id=1017, optional=, mandatory=[id=904, parentQuestion=[id=1214, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1246, questionId=63.2, questionText=If yes, what is the classification of the position?, answer=, answerGridValues=, choices=Senior Official in Legislative Branch of Government (ex. Congressman, Senator, Member of Parliament), Senior Official in Executive Branch of Government (ex. President, Governor, Mayor, Prime Minister), Senior Official in Judicial Branch of Government (ex. Justice, Judge, Magistrate), Senior Official in Administrative Branch of Government (ex. Secretary, Treasurer, Police Chief), Senior Official in Military Branch of Government (ex. General, Admiral, Captain), Senior Official of a Major Political Party or Trade Union (ex. DNC Chair, President of AFL-CIO), Senior Executive of a Foreign Government-Owned Business (ex. CEO of Bank of China), Religious Leader with Political or Public Function (ex. Leader of Nuns on the Bus), Other Senior Government Official (ex. Ambassador), Unknown, Other, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1018, optional=, mandatory=[id=905, parentQuestion=[id=1215, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1247, questionId=63.2.1, questionText=If Other, describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Senior Foreign Political Official, dependencies=[id=1019, optional=, mandatory=[id=906, parentQuestion=[id=1216, questionId=63.2, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1248, questionId=63.3, questionText=What is or was the level of government relating to the position?, answer=, answerGridValues=, choices=Foreign Government, US Federal Government, US State Government, US City Government, Major Political Party, Government-Owned Business, Faith-Based Organization, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1020, optional=, mandatory=[id=907, parentQuestion=[id=1217, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1249, questionId=63.4, questionText=For what country is the position held?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1021, optional=, mandatory=[id=908, parentQuestion=[id=1218, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1250, questionId=63.5, questionText=What is the current status of the position?, answer=, answerGridValues=, choices=Current, Former, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1022, optional=, mandatory=[id=909, parentQuestion=[id=1219, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1251, questionId=63.6, questionText=What is(was) the duration of term?, answer=, answerGridValues=, choices=Less that 1 year ago, 1-5 years ago, More than 5 years ago, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1023, optional=, mandatory=[id=910, parentQuestion=[id=1220, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1252, questionId=63.7, questionText=Do you oversee or have access to any government assets or funds?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1024, optional=, mandatory=[id=911, parentQuestion=[id=1221, questionId=63, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1254, questionId=64.1, questionText=Name of owner (or individual for whom the business is formed) thought to be a Senior Foreign Political Official., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Senior Foreign Political Official, dependencies=[id=1025, optional=, mandatory=[id=912, parentQuestion=[id=1222, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1255, questionId=64.2, questionText=What is the nature of the relationship between the owner (or individual for whom the business is formed) and Senior Foreign Political Figure?, answer=, answerGridValues=, choices=Immediate family member (ex. Spouse/partner, child, parent) of SFPF, Closely associated (ex. joint beneficial owners of a legal entity or a close business connection) of SFPF or Immediate family member of SFPF, Other, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1026, optional=, mandatory=[id=913, parentQuestion=[id=1223, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1256, questionId=64.2.1, questionText=If Other, please describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Senior Foreign Political Official, dependencies=[id=1027, optional=, mandatory=[id=914, parentQuestion=[id=1224, questionId=64.2, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1257, questionId=64.3, questionText=If yes, what is the classification of the associated SFPF's position?, answer=, answerGridValues=, choices=Senior Official in Legislative Branch of Government (ex. Congressman, Senator, Member of Parliament), Senior Official in Executive Branch of Government (ex. President, Governor, Mayor, Prime Minister), Senior Official in Judicial Branch of Government (ex. Justice, Judge, Magistrate), Senior Official in Administrative Branch of Government (ex. Secretary, Treasurer, Police Chief), Senior Official in Military Branch of Government (ex. General, Admiral, Captain), Senior Official of a Major Political Party or Trade Union (ex. DNC Chair, President of AFL-CIO), Senior Executive of a Foreign Government-Owned Business (ex. CEO of Bank of China), Religious Leader with Political or Public Function (ex. Leader of Nuns on the Bus), Other Senior Government Official (ex. Ambassador, Unknown, Other, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1028, optional=, mandatory=[id=915, parentQuestion=[id=1225, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1258, questionId=64.3.1, questionText=If Other, describe., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Senior Foreign Political Official, dependencies=[id=1029, optional=, mandatory=[id=916, parentQuestion=[id=1226, questionId=64.3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1259, questionId=64.4, questionText=For what country is the associate's position held?, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1030, optional=, mandatory=[id=917, parentQuestion=[id=1227, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1260, questionId=64.5, questionText=What is the current status of the associate's position?, answer=, answerGridValues=, choices=Current, Former, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1031, optional=, mandatory=[id=918, parentQuestion=[id=1228, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1261, questionId=64.6, questionText=What was the duration of term for the  associate of the owner (or individual for whom the business is formed)?, answer=, answerGridValues=, choices=Less than 2 years , 2-4 years, 4-8 years, More than 8 years, Unknown, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1032, optional=, mandatory=[id=919, parentQuestion=[id=1229, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1262, questionId=64.7, questionText=Does the associate (or individual for whom the business is formed) oversee or have access to any government assets or funds?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=[id=1033, optional=, mandatory=[id=920, parentQuestion=[id=1230, questionId=64, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1253, questionId=64, questionText=Do any of the owners (or individuals for whom the business is formed) have a family member or close associate who currently occupies or have formerly occupied a high position in a foreign government?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1244, questionId=63, questionText=Do any of the owners of the business (or individuals for whom the business is formed) serve or have they previously served a high position in a  government?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Senior Foreign Political Official, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=78, categoryName=Remotely Created Check Deposits, questions=[id=1264, questionId=65.1, questionText=What is your purpose for depositing RCCs?, answer=, answerGridValues=, choices=Collection of one time payment where there is no continuing relationship with the consumer, Collection of a recurring payment either on a regular basis or ad hoc, otherJustification=, questionType=Single Select, riskFactor=Remotely Created Check Deposits, dependencies=[id=1034, optional=, mandatory=[id=921, parentQuestion=[id=1231, questionId=65, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1265, questionId=65.2, questionText=What percentage of the customer's total deposits will RCC represent?, answer=, answerGridValues=, choices=Less than 25%, 25% or more, otherJustification=, questionType=Single Select, riskFactor=Remotely Created Check Deposits, dependencies=[id=1035, optional=, mandatory=[id=922, parentQuestion=[id=1232, questionId=65, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1266, questionId=65.3, questionText=Please describe your client base., answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Multi Select, riskFactor=Remotely Created Check Deposits, dependencies=[id=1036, optional=, mandatory=[id=923, parentQuestion=[id=1233, questionId=65, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1267, questionId=65.4, questionText=What are the characteristics of the parties making payments to RCCD?, answer=, answerGridValues=, choices=Consumers in goods/ service transactions (one-time), Consumers paying an RCCD who is a debt collector, Non consumers, otherJustification=, questionType=Single Select, riskFactor=Remotely Created Check Deposits, dependencies=[id=1037, optional=, mandatory=[id=924, parentQuestion=[id=1234, questionId=65, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1268, questionId=65.5, questionText=What are the approximate return rates of RCC deposits?, answer=, answerGridValues=, choices=10% or less, Over 10%, otherJustification=, questionType=Single Select, riskFactor=Remotely Created Check Deposits, dependencies=[id=1038, optional=, mandatory=[id=925, parentQuestion=[id=1235, questionId=65, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1263, questionId=65, questionText=Does the business deposit remotely created checks?, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Single Select, riskFactor=Remotely Created Check Deposits, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=false, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]]], KYADetails=[id=5, accountNumber=213, accountType=DDA, costCenterNumber=, costCenterName=00444, nickName=kashvi, acitveFlag=, kyaStatus=Completed, uniqueIdentifier=536871984, completedDate=, kyaCategories=[id=79, categoryName=None, questions=[id=1271, questionId=IU2.1, questionText=Describe "Other", answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=None, dependencies=[id=1039, optional=, mandatory=[id=926, parentQuestion=[id=1236, questionId=IU2, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1272, questionId=IU3, questionText=Relationship CC, answer=, answerGridValues=, choices=yes, otherJustification=, questionType=Free Text, riskFactor=None, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1270, questionId=IU2, questionText=What is the channel for opening the account?, answer=In person - In Branch/BOW Office, answerGridValues=, choices=In person - In Branch/BOW Office, In person - Offsite/Client Location, Phone, Mail, Fax, Email, Other, otherJustification=, questionType=Multi Select, riskFactor=None, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1269, questionId=IU1, questionText=What type of account is being opened?, answer=Loan, answerGridValues=, choices=DDA, Loan, Trade Finance, Insurance, Commercial Card, otherJustification=, questionType=Multi Select, riskFactor=None, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=]], [id=80, categoryName=DDA, questions=[id=1275, questionId=3.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA, dependencies=[id=1040, optional=, mandatory=[id=927, parentQuestion=[id=1237, questionId=3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1277, questionId=4.1, questionText=Describe Other, answer=, answerGridValues=, choices=Yes, otherJustification=, questionType=Free text, riskFactor=DDA, dependencies=[id=1041, optional=, mandatory=[id=928, parentQuestion=[id=1238, questionId=4, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1278, questionId=4.2, questionText=How much of the initial account funding was in Currency, answer=, answerGridValues=, choices=0 - 1,000, 1,001 - 6,000, 6,001 - 10,000, 10,000 - 50,000, 50,000, otherJustification=, questionType=Radio Button, riskFactor=DDA, dependencies=[id=1042, optional=, mandatory=[id=929, parentQuestion=[id=1239, questionId=4, answer=Cash]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1279, questionId=4.3, questionText=What is the source of the cash, answer=, answerGridValues=, choices=Withdrawn from another Bank, From business, sales/proceeds, From personal funds, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA, dependencies=[id=1043, optional=, mandatory=[id=930, parentQuestion=[id=1240, questionId=4, answer=Cash]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1280, questionId=4.3.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free text, riskFactor=DDA, dependencies=[id=1044, optional=, mandatory=[id=931, parentQuestion=[id=1241, questionId=4.3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1281, questionId=4.4, questionText=How much of the initial account funding came from outside the US, answer=, answerGridValues=, choices=0 - 1,000, 1,001 - 6,000, 6,001 - 10,000, 10,000 - 50,000, 50,000, otherJustification=, questionType=Radio Button, riskFactor=DDA, dependencies=[id=1045, optional=, mandatory=[id=932, parentQuestion=[id=1242, questionId=4, answer=Wire]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1282, questionId=4.5, questionText=Does your business anticipate depositing or withdrawing cash through this account, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=DDA-Cash, dependencies=[id=1046, optional=, mandatory=[id=933, parentQuestion=[id=1243, questionId=4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1283, questionId=4.5.1, questionText=Will cash transactions be incoming, outgoing or both, answer=, answerGridValues=, choices=Incoming, Outgoing, Both, otherJustification=, questionType=Radio Button, riskFactor=DDA-Cash, dependencies=[id=1047, optional=, mandatory=[id=934, parentQuestion=[id=1244, questionId=4.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1284, questionId=4.5.1.1, questionText=What is the expected monthly volume of incoming cash transactions (in dollars), answer=, answerGridValues=, choices=0-10000, 10001-20000, 20001-50000, 50001-80000, 80001-300000, Greater than 300000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Cash, dependencies=[id=1048, optional=[id=114, parentQuestion=[id=1245, questionId=4.5.1, answer=Incoming], [id=1246, questionId=4.5.1, answer=Both]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1285, questionId=4.5.1.2, questionText=What is the expected monthly volume of outgoing cash transactions (in dollars), answer=, answerGridValues=, choices=0-10000, 10001-20000, 20001-50000, 50001-80000, 80001-300000, Greater than 300000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Cash, dependencies=[id=1049, optional=[id=115, parentQuestion=[id=1247, questionId=4.5.1, answer=Outgoing], [id=1248, questionId=4.5.1, answer=Both]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1286, questionId=4.5.1.1.1, questionText=Purpose of the cash activity., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Cash, dependencies=[id=1050, optional=[id=116, parentQuestion=[id=1249, questionId=4.5.1.1, answer=50001-80000], [id=1251, questionId=4.5.1.1, answer=Greater than 300000], [id=1253, questionId=4.5.1.2, answer=80001-300000], [id=1254, questionId=4.5.1.2, answer=Greater than 300000], [id=1250, questionId=4.5.1.1, answer=80001-300000], [id=1252, questionId=4.5.1.2, answer=50001-80000]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1287, questionId=4.5.1.1.2, questionText=Is there any seasonal period that your business experiences significant spikes in cash sales, such as the holiday season, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=DDA-Cash, dependencies=[id=1051, optional=[id=117, parentQuestion=[id=1256, questionId=4.5.1.1, answer=80001-300000], [id=1257, questionId=4.5.1.1, answer=Greater than 300000], [id=1258, questionId=4.5.1.2, answer=50001-80000], [id=1259, questionId=4.5.1.2, answer=80001-300000], [id=1260, questionId=4.5.1.2, answer=Greater than 300000], [id=1255, questionId=4.5.1.1, answer=50001-80000]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1288, questionId=4.5.1.1.2.1, questionText=Describe these times of year the purpose and the nature of your increase., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Cash, dependencies=[id=1052, optional=, mandatory=[id=935, parentQuestion=[id=1261, questionId=4.5.1.1.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1289, questionId=4.5.1.1.3, questionText=Do you anticipate utilizing bulk cash services, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=DDA, dependencies=[id=1053, optional=[id=118, parentQuestion=[id=1262, questionId=4.5.1.1, answer=50001-80000], [id=1263, questionId=4.5.1.1, answer=80001-300000], [id=1264, questionId=4.5.1.1, answer=Greater than 300000], [id=1265, questionId=4.5.1.2, answer=50001-80000], [id=1266, questionId=4.5.1.2, answer=80001-300000], [id=1267, questionId=4.5.1.2, answer=Greater than 300000]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1291, questionId=5.1, questionText=Will the customer use this account to receive incoming wires, answer=, answerGridValues=, choices=Domestic, International, Domestic and International, No, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=[id=1054, optional=, mandatory=[id=936, parentQuestion=[id=1268, questionId=5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1292, questionId=5.1.1, questionText=From which countries will incoming international wires come, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=DDA-Funds Transfer, dependencies=[id=1055, optional=[id=119, parentQuestion=[id=1269, questionId=5.1, answer=International], [id=1270, questionId=5.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1293, questionId=5.1.2, questionText=What is the expected monthly volume of incoming international wires (in dollars), answer=, answerGridValues=, choices=0 - 5,000, 5,001 - 10,000, 10,001 - 25,000, 25,001 - 50,000, 50,001 - 250,000, Greater than 250,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=[id=1056, optional=[id=120, parentQuestion=[id=1271, questionId=5.1, answer=International], [id=1272, questionId=5.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1294, questionId=5.1.3, questionText=What is the purpose of the incoming international wires, answer=, answerGridValues=, choices=Accounts Receivable, Transfer from Other Accounts, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-Funds Transfer, dependencies=[id=1057, optional=[id=121, parentQuestion=[id=1273, questionId=5.1, answer=International], [id=1274, questionId=5.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1295, questionId=5.1.3.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Funds Transfer, dependencies=[id=1058, optional=, mandatory=[id=937, parentQuestion=[id=1275, questionId=5.1.3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1296, questionId=5.1.4, questionText=Monthly value of incoming domestic wires, answer=, answerGridValues=, choices=0  25000, 25001 - 50000, 50001 - 100000, 100001 - 250000, 250001 - 500000, Greater than 500000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=[id=1059, optional=[id=122, parentQuestion=[id=1276, questionId=5.1, answer=Domestic], [id=1277, questionId=5.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1297, questionId=5.1.5, questionText=Purpose of incoming domestic wires, answer=, answerGridValues=, choices=Accounts Receivable, Transfer from Other Accounts, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-Funds Transfer, dependencies=[id=1060, optional=[id=123, parentQuestion=[id=1278, questionId=5.1, answer=Domestic], [id=1279, questionId=5.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1298, questionId=5.1.5.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Funds Transfer, dependencies=[id=1061, optional=, mandatory=[id=938, parentQuestion=[id=1280, questionId=5.1.5, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1299, questionId=5.2, questionText=Type of outgoing wires, answer=, answerGridValues=, choices=Domestic, International, Domestic and International, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=[id=1062, optional=, mandatory=[id=939, parentQuestion=[id=1281, questionId=5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1300, questionId=5.2.1, questionText=To which countries will the outgoing international wires be sent, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=DDA-Funds Transfer, dependencies=[id=1063, optional=[id=124, parentQuestion=[id=1282, questionId=5.2, answer=International], [id=1283, questionId=5.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1301, questionId=5.2.2, questionText=Monthly value of outgoing international wires, answer=, answerGridValues=, choices=0 - 5,000, 5,001 - 10,000, 10,001 - 25,000, 25,001 - 50,000, 50,001 - 250,000, Greater than 250,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=[id=1064, optional=[id=125, parentQuestion=[id=1284, questionId=5.2, answer=International], [id=1285, questionId=5.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1302, questionId=5.2.3, questionText=Purpose of outgoing international wires, answer=, answerGridValues=, choices=Accounts Payable, Transfer to Other Accounts, Investment, Payroll, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-Funds Transfer, dependencies=[id=1065, optional=[id=126, parentQuestion=[id=1286, questionId=5.2, answer=International], [id=1287, questionId=5.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1303, questionId=5.2.3.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Funds Transfer, dependencies=[id=1066, optional=, mandatory=[id=940, parentQuestion=[id=1288, questionId=5.2.3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1304, questionId=5.2.4, questionText=Monthly value of outgoing domestic wires, answer=, answerGridValues=, choices=0 - 25,000, 25,001 - 50,000, 50,001 - 100,000, 100,001 - 250,000, 250,001 - 500,000, Greater than 500,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=[id=1067, optional=[id=127, parentQuestion=[id=1289, questionId=5.2, answer=Domestic], [id=1290, questionId=5.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1305, questionId=5.2.5, questionText=Purpose of outgoing domestic wires, answer=, answerGridValues=, choices=Accounts Payable, Transfer to Other Accounts, Investment, Payroll, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-Funds Transfer, dependencies=[id=1068, optional=[id=128, parentQuestion=[id=1291, questionId=5.2, answer=Domestic], [id=1292, questionId=5.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1306, questionId=5.2.5.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Funds Transfer, dependencies=[id=1069, optional=, mandatory=[id=941, parentQuestion=[id=1293, questionId=5.2.5, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1308, questionId=6.1, questionText=Type of Incoming ACH, answer=, answerGridValues=, choices=Domestic, International, Domestic and International, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=[id=1070, optional=[id=129, parentQuestion=[id=1294, questionId=6, answer=Receive], [id=1295, questionId=6, answer=Both]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1309, questionId=6.1.2, questionText=Source of IAT, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=DDA-ACH, dependencies=[id=1071, optional=[id=130, parentQuestion=[id=1296, questionId=6.1, answer=International], [id=1297, questionId=6.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1310, questionId=6.1.3, questionText=Monthly value of incoming IAT, answer=, answerGridValues=, choices=0 - 50,000, 50,001 - 75,000, 75,001 - 100,000, 100,001 - 250,000, 250,001 - 500,000, Greater than 500,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=[id=1072, optional=[id=131, parentQuestion=[id=1298, questionId=6.1, answer=International], [id=1299, questionId=6.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1311, questionId=6.1.4, questionText=Purpose of incoming IAT, answer=, answerGridValues=, choices=Accounts Payable, Transfer From Other Accounts, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-ACH, dependencies=[id=1073, optional=[id=132, parentQuestion=[id=1300, questionId=6.1, answer=International], [id=1301, questionId=6.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1312, questionId=6.1.5, questionText=Monthly value of incoming domestic ACH, answer=, answerGridValues=, choices=0 - 50,000, 50,001 - 75,000, 75,001 - 100,000, 100,001 - 250,000, 250,001 - 500,000, Greater than 500,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=[id=1074, optional=[id=133, parentQuestion=[id=1302, questionId=6.1, answer=Domestic], [id=1303, questionId=6.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1313, questionId=6.1.6, questionText=Purpose of the incoming domestic ACH, answer=, answerGridValues=, choices=Accounts Payable, Transfer From Other Accounts, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-ACH, dependencies=[id=1075, optional=[id=134, parentQuestion=[id=1304, questionId=6.1, answer=Domestic], [id=1305, questionId=6.1, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1314, questionId=6.1.6.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-ACH, dependencies=[id=1076, optional=, mandatory=[id=942, parentQuestion=[id=1306, questionId=6.1.6, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1315, questionId=6.2, questionText=Type of outgoing ACH, answer=, answerGridValues=, choices=Domestic, International, Domestic and International, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=[id=1077, optional=[id=135, parentQuestion=[id=1307, questionId=6, answer=Send], [id=1308, questionId=6, answer=Both]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1316, questionId=6.2.1, questionText=To which countries will the international ACH transactions be sent, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=DDA-ACH, dependencies=[id=1078, optional=[id=136, parentQuestion=[id=1309, questionId=6.2, answer=International], [id=1310, questionId=6.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1317, questionId=6.2.2, questionText=Monthly value of outgoing IAT, answer=, answerGridValues=, choices=0 - 50,000, 50,001 - 75,000, 75,001 - 100,000, 100,001 - 250,000, 250,001 - 500,000, Greater than 500,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=[id=1079, optional=[id=137, parentQuestion=[id=1311, questionId=6.2, answer=International], [id=1312, questionId=6.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1318, questionId=6.2.3, questionText=Purpose of outgoing IAT, answer=, answerGridValues=, choices=Accounts Payable, Transfer to Other Accounts, Investment, Payroll, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-ACH, dependencies=[id=1080, optional=[id=138, parentQuestion=[id=1313, questionId=6.2, answer=International], [id=1314, questionId=6.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1319, questionId=6.2.3.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-ACH, dependencies=[id=1081, optional=, mandatory=[id=943, parentQuestion=[id=1315, questionId=6.2.3, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1320, questionId=6.2.4, questionText=Monthly value of outgoing domestic ACH, answer=, answerGridValues=, choices=0 - 50,000, 50,001 - 75,000, 75,001 - 100,000, 100,001 - 250,000, 250,001 - 500,000, Greater than 500,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=[id=1082, optional=[id=139, parentQuestion=[id=1316, questionId=6.2, answer=International], [id=1317, questionId=6.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1321, questionId=6.2.5, questionText=Purpose of outgoing domestic ACH, answer=, answerGridValues=, choices=Accounts Payable, Transfer to Other Accounts, Investment, Payroll, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-ACH, dependencies=[id=1083, optional=[id=140, parentQuestion=[id=1318, questionId=6.2, answer=International], [id=1319, questionId=6.2, answer=Domestic and International]], mandatory=], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1322, questionId=6.2.5.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-ACH, dependencies=[id=1084, optional=, mandatory=[id=944, parentQuestion=[id=1320, questionId=6.2.5, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1324, questionId=7.1, questionText=Purpose of Monetary Instrument., answer=, answerGridValues=, choices=Accounts Payable, Payroll, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA-Monetary Instruments, dependencies=[id=1085, optional=, mandatory=[id=945, parentQuestion=[id=1321, questionId=7, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1325, questionId=7.1.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=DDA-Monetary Instruments, dependencies=[id=1086, optional=, mandatory=[id=946, parentQuestion=[id=1322, questionId=7.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1326, questionId=7.2, questionText=Purchases of Monetary Instruments be made in person, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=DDA-Monetary Instruments, dependencies=[id=1087, optional=, mandatory=[id=947, parentQuestion=[id=1323, questionId=7, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1327, questionId=7.3, questionText=Monthly number of Monetary Instruments, answer=, answerGridValues=, choices=Smaller than 10, 11 to 20, 21 to 50, Greater than 50, otherJustification=, questionType=Radio Button, riskFactor=DDA-Monetary Instruments, dependencies=[id=1088, optional=, mandatory=[id=948, parentQuestion=[id=1324, questionId=7, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1328, questionId=7.4, questionText=Monthly value of Monetary Instruments, answer=, answerGridValues=, choices=0 - 10,000, 10,001 - 50,000, 50,001 - 100,000, 100,001 - 250,000, Greater than 250,000, otherJustification=, questionType=Radio Button, riskFactor=DDA-Monetary Instruments, dependencies=[id=1089, optional=, mandatory=[id=949, parentQuestion=[id=1325, questionId=7, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1323, questionId=7, questionText=Will business purchase Monetary Instruments from this/these account(s), answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=DDA-Monetary Instruments, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1307, questionId=6, questionText=ACH transactions, answer=No ACH, answerGridValues=, choices=Send, Receive, Both, No ACH, otherJustification=, questionType=Radio Button, riskFactor=DDA-ACH, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1290, questionId=5, questionText=Does your business anticipate using this account to send or receive wires, answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=DDA-Funds Transfer, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1276, questionId=4, questionText=What is the source of initial account funding, answer=Check, answerGridValues=, choices=Cash, Check, ACH, Wire, Transfer, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1274, questionId=3, questionText=For what purposes will you/your institution be using this/these account(s), answer=Operating Account, answerGridValues=, choices=Operating Account, Payroll, Savings/Investment, ATM, Petty Cash, Other, otherJustification=, questionType=Multi Select, riskFactor=DDA, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1273, questionId=2, questionText=Who are the Designated Signers (on the sig card), answer=, answerGridValues=, choices=, otherJustification=, questionType=Grid, riskFactor=, dependencies=, isPartialQuestion=, isMinorQuestion=, isMandatoryQuestion=, hardAndSoftStops=, gridQuestions=[id=49, questionId=2.1, questionText=Name, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=50, questionId=2.2, questionText=Address, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=51, questionId=2.3, questionText=Tax ID, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=52, questionId=2.4, questionText=DOB, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=53, questionId=2.5, questionText=ID Type, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=54, questionId=2.6, questionText=ID Issue Date, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=55, questionId=2.7, questionText=ID Exp. Date, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], [id=56, questionId=2.8, questionText=ID Issuer, answer=, choices=, otherJustification=, questionType=Free Text, isPartialQuestion=], isMandatory=, isHardStop=, isSoftStop=]], [id=81, categoryName=Lending, questions=[id=1330, questionId=8.1, questionText=Type(s) of credit  requested, answer=, answerGridValues=, choices=, otherJustification=, questionType=Multi Select, riskFactor=Lending, dependencies=[id=1090, optional=, mandatory=[id=950, parentQuestion=[id=1326, questionId=8, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1331, questionId=8.2, questionText=What is the purpose of the loan , answer=, answerGridValues=, choices=Refinancing of existing debt, Purchase of new buildings, Land acquisition, Construction of new facilities, Expansion/remodeling of an existing facility, Expansion of business, Purchase of new business, Other, otherJustification=, questionType=Multi Select, riskFactor=Lending, dependencies=[id=1091, optional=, mandatory=[id=951, parentQuestion=[id=1327, questionId=8, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1332, questionId=8.2.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Lending, dependencies=[id=1092, optional=, mandatory=[id=952, parentQuestion=[id=1328, questionId=8.2, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1333, questionId=8.3, questionText=What will be the source of repayment, answer=, answerGridValues=, choices=, otherJustification=, questionType=Multi Select, riskFactor=Lending, dependencies=[id=1093, optional=, mandatory=[id=953, parentQuestion=[id=1329, questionId=8, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1335, questionId=8.4.1, questionText=Does the secured cash or CD amount exceed 75,000, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Lending, dependencies=[id=1094, optional=, mandatory=[id=954, parentQuestion=[id=1330, questionId=8.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1336, questionId=8.5, questionText=Is the loan made on behalf of someone who is not the client (requesting the loan), answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Lending, dependencies=[id=1095, optional=, mandatory=[id=955, parentQuestion=[id=1331, questionId=8, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1337, questionId=8.5.1, questionText=List the individual/entity name(s)., answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Lending, dependencies=[id=1096, optional=, mandatory=[id=956, parentQuestion=[id=1332, questionId=8.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1338, questionId=8.5.2, questionText=Is the loan extended to person/entity outside of the US, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Lending, dependencies=[id=1097, optional=, mandatory=[id=957, parentQuestion=[id=1333, questionId=8.5, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1339, questionId=8.5.2.1, questionText=In which country, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=Lending, dependencies=[id=1098, optional=, mandatory=[id=958, parentQuestion=[id=1334, questionId=8.5.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1340, questionId=8.5.2.2, questionText=In what country is the collateral located , answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=Lending, dependencies=[id=1099, optional=, mandatory=[id=959, parentQuestion=[id=1335, questionId=8.5.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1334, questionId=8.4, questionText=Is the loan secured by Cash or CD (Certificate of Deposit)  , answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Lending, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1329, questionId=8, questionText=Asking for Loan, answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Lending, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False]], [id=82, categoryName=Trade Finance, questions=[id=1342, questionId=8.6.1, questionText=What will be purchased with borrowed funds, answer=, answerGridValues=, choices=Inventory, Purchase Business, Expand Business, Other, otherJustification=, questionType=Multi Select, riskFactor=Trade Finance, dependencies=[id=1100, optional=, mandatory=[id=960, parentQuestion=[id=1336, questionId=8.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1343, questionId=8.6.1.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Trade Finance, dependencies=[id=1101, optional=, mandatory=[id=961, parentQuestion=[id=1337, questionId=8.6.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1344, questionId=8.6.1.2, questionText=In which countries will the purchase be made, answer=, answerGridValues=, choices=Country List Activity, otherJustification=, questionType=Multi Select, riskFactor=Trade Finance, dependencies=[id=1102, optional=, mandatory=[id=962, parentQuestion=[id=1338, questionId=8.6.1, answer=Inventory]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1345, questionId=8.6.1.3, questionText=Which jurisdiction was business created in, answer=, answerGridValues=, choices=Country List Activity, otherJustification=, questionType=Multi Select, riskFactor=Trade Finance, dependencies=[id=1103, optional=, mandatory=[id=963, parentQuestion=[id=1339, questionId=8.6.1, answer=Business]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1346, questionId=8.6.1.4, questionText=Is the business investment formed by or for the benefit of or affiliated with a senior foreign political figure, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1104, optional=, mandatory=[id=964, parentQuestion=[id=1340, questionId=8.6.1, answer=Business]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1347, questionId=8.6.1.4.1, questionText=What is the role of the individual(s) within the company, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Trade Finance, dependencies=[id=1105, optional=, mandatory=[id=965, parentQuestion=[id=1341, questionId=8.6.1.4, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1348, questionId=8.6.1.4, questionText=What percentage of the business will be owned by the client, answer=, answerGridValues=, choices=Smaller than 25%, 25 to 50%, Greater than 50%, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1106, optional=, mandatory=[id=966, parentQuestion=[id=1342, questionId=8.6.1, answer=Business]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1350, questionId=8.6.1.5.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Trade Finance, dependencies=[id=1107, optional=, mandatory=[id=967, parentQuestion=[id=1343, questionId=8.6.1.5, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1351, questionId=8.6.1.6, questionText=Is the business being purchased an MSB, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1108, optional=, mandatory=[id=968, parentQuestion=[id=1344, questionId=8.6.1, answer=Business]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1352, questionId=8.6.1.7, questionText=Is the business being purchased already in existence, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1109, optional=, mandatory=[id=969, parentQuestion=[id=1345, questionId=8.6.1, answer=Business]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1354, questionId=8.6.2, questionText=Will any party, other than Client, be able to effect transactions on the Credit Facility, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1110, optional=, mandatory=[id=970, parentQuestion=[id=1346, questionId=8.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1355, questionId=8.6.2.1, questionText=How will the funds be shared, answer=, answerGridValues=, choices=Joint Venture, Joint Venture, Other, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1111, optional=, mandatory=[id=971, parentQuestion=[id=1347, questionId=8.6.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1356, questionId=8.6.2.1.1, questionText=Describe Other, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Trade Finance, dependencies=[id=1112, optional=, mandatory=[id=972, parentQuestion=[id=1348, questionId=8.6.2.1, answer=Other]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1357, questionId=8.6.3, questionText=Are any of the Client's assets located outside the United States, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1113, optional=, mandatory=[id=973, parentQuestion=[id=1349, questionId=8.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1358, questionId=8.6.3.1, questionText=In what country are the assets located, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=Trade Finance, dependencies=[id=1114, optional=, mandatory=[id=974, parentQuestion=[id=1350, questionId=8.6.3, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1359, questionId=8.6.4, questionText=Does the Client own the collateral offered to support this credit facility, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1115, optional=, mandatory=[id=975, parentQuestion=[id=1351, questionId=8.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1360, questionId=8.6.4.1, questionText=Who owns this collateral, answer=, answerGridValues=, choices=, otherJustification=, questionType=Free Text, riskFactor=Trade Finance, dependencies=[id=1116, optional=, mandatory=[id=976, parentQuestion=[id=1352, questionId=8.6.4, answer=No]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1361, questionId=8.6.4.2, questionText=Is any of the collateral located outside the United States, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1117, optional=, mandatory=[id=977, parentQuestion=[id=1353, questionId=8.6.4, answer=No]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1362, questionId=8.6.4.2.1, questionText=In what country is the collateral located, answer=, answerGridValues=, choices=Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, The, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burma, Burundi, Cabo Verde, Cambodia, Cameroon, otherJustification=, questionType=Multi Select, riskFactor=Trade Finance, dependencies=[id=1118, optional=, mandatory=[id=978, parentQuestion=[id=1354, questionId=8.6.4.2, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1363, questionId=8.6.5, questionText=Is the collateral in the form of cash or securities, answer=, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=[id=1119, optional=, mandatory=[id=979, parentQuestion=[id=1355, questionId=8.6, answer=Yes]]], isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=, isSoftStop=], [id=1353, questionId=8.6.1.8, questionText=What are the approximate monthly sales of business investment, answer=0 - 10,000, answerGridValues=, choices=0 - 10,000, 10,001 - 25,000, 25,001 - 50,000, 50,001 - 100,000, 100,001 - 250,000, Greater than 250,000, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1349, questionId=8.6.1.5, questionText=What is the industry of business investment, answer=Agriculture, answerGridValues=, choices=Agriculture, Wholesale Trade, Real Estate, Food Services, Arts and Entertainment, Energy Industry, Construction, Education, Healthcare Industry, Accommodation Services, Government, Finance or Insurance, Manufacturing, Professional Services, Retail Trade, Transportation, Other, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False], [id=1341, questionId=8.6, questionText=Will the Credit Facility be used for international finance purposes, answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Trade Finance, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False]], [id=83, categoryName=E-Banking Remote Deposit Capture (ODM), questions=[id=1364, questionId=9, questionText=Is the Customer Requesting Remote Deposit Capture (EDS or ICS), answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=E-Banking Remote Deposit Capture (ODM), dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False]], [id=84, categoryName=Insurance, questions=[id=1365, questionId=10, questionText=Is the customer requesting an Insurance product, answer=No, answerGridValues=, choices=Yes, No, otherJustification=, questionType=Radio Button, riskFactor=Insurance, dependencies=, isPartialQuestion=yes, isMinorQuestion=, isMandatoryQuestion=true, hardAndSoftStops=, gridQuestions=, isMandatory=, isHardStop=False, isSoftStop=False]]], [id=6, accountNumber=, accountType=, costCenterNumber=, costCenterName=, nickName=, acitveFlag=, kyaStatus=, uniqueIdentifier=, completedDate=, kyaCategories=], CDDNotes=]