Return one value for multiple conditions

In the image bellow the 3fields in the square come from a dropdown  ("SI" or "NO") in a user interface.

I can see the user responses in a read-only grid (see the image bellow). 

I want IF 3 condition ("Financial", "Documents", "Certificate") in the red square are "SI" then the column "Estado" return a new value "Finalizado"

 IF just one condition ("Financial", "Documents", "Certificate") in the red square are "NO" then the column "Estado" return a new value "Pendiente"

Next i want to store the value of the column "Estado" in my cloud database

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